Blog

21 May 2026

Suretyship for entrepreneurs

Suretyship is an age-old instrument used to secure payment or performance of an obligation. The concept already existed in Roman law as a specific form of joint liability, where several debtors were bound to satisfy the same debt.

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16 April 2026

Operational and financial lease: what are the differences in the context of business financing?

The distinction between operational lease and financial lease is important in the context of business financing.

26 March 2026

The conditions for a bank guarantee to lift a seizure

Provisinal (or prejudgment) seizure of a bank account is a powerful tool for creditors to safeguard their recourse position, before a court has ruled definitively on a claim. For the party whose assets are attached, however, such attachment can be highly disruptive.

23 February 2026

Directors’ liability: often claimed, difficult to prove

Directors’ liability sounds threatening. In practice, however, a claim brought by a bankruptcy trustee is difficult to win. The threshold for directors’ liability is high. It therefore pays to take a critical look at such liability claims and to provide a solid defence.

27 November 2025

Interpretation of contracts: the Haviltex-ruling

Most business disputes arise from differing interpretations of agreements. That is not surprising. As Paul Scholten already said in 1909: “Words are never clear on their own.”

2 October 2025

Purchase agreement for electric cars and non-conformity

In a ruling of the Supreme Court on 28 June 2024 concerning non-conformity in the purchase of an electric car, an important decision was made regarding the vehicle’s driving range.

8 September 2025

General Banking Terms: impact on your business

When you enter into an agreement with a bank for a loan or a credit facility (hereinafter referred to as a “financing agreement”), you will often see that the General Banking Terms (Algemene Bank Voorwaarden or ABV) apply to that agreement.

3 September 2025

What to do as a creditor in a bankruptcy?

What you can do as a creditor in the event of a bankruptcy: from your rights and options to the role of the trustee and supervisory judge, and the ways in which a bankruptcy can be concluded.

15 July 2025

Termination of financing by the bank: once again it comes down to reasonableness and fairness

The District Court of Limburg recently issued a judgment on the immediate termination of a credit agreement.