23 May 2022
In March 2022, a new European pension solution will come into effect: the Pan European Pension Product, abbreviated as PEPP.
It is eagerly awaited by expats, the self-employed and employees alike. The PEPP makes the different pension schemes in different Member States a thing of the past.
The new PEPP supplements current pension rules at national and EU level. This new PEPP pension product provides the option of adding extra pension savings to one’s current pension. The pension product is somewhat similar to an individual annuity.
Both EU citizens and citizens of other countries can now save for their old age digitally online via a PEPP, regardless of where they live or work. The PEPP makes complicated and costly value transfers when changing jobs or professions a thing of the past. An international company employing many expats can now also arrange a PEPP for its employees.
I am happy to help you make the right choice. I am ready to answer questions like: can I combine my different pension assets in the PEPP? Which type of PEPP is best for me given my personal or business circumstances? Which provider should I choose? What about the tax regime? I am also happy to guide you through the further process if you or your employer are interested in arranging a PEPP. Do you have any questions? Please do not hesitate to contact me.
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