Blogs by 'Wladimir Schmidt'

16 April 2026

Operational and financial lease: what are the differences in the context of business financing?

The distinction between operational lease and financial lease is important in the context of business financing.

8 September 2025

General Banking Terms: impact on your business

When you enter into an agreement with a bank for a loan or a credit facility (hereinafter referred to as a “financing agreement”), you will often see that the General Banking Terms (Algemene Bank Voorwaarden or ABV) apply to that agreement.

15 July 2025

Termination of financing by the bank: once again it comes down to reasonableness and fairness

The District Court of Limburg recently issued a judgment on the immediate termination of a credit agreement.

25 June 2025

The most difficult period for directors

It’s a situation no director likes to think about: the realisation that their company may not survive. Although this can be an emotionally challenging time, as a director you must also consider your new obligations.

9 April 2025

Understanding a contract

Every entrepreneur benefits from clear and enforceable agreements. But how should you assess a contract in general? Is there a step-by-step approach you can follow? In this blog, we share some tips to help you quickly understand and draft contracts.

21 October 2024

A boost for businesses!

Recently, the House of Representatives in The Netherlands (de Tweede Kamer) adopted the Bill on Lifting Pledge Bans. With a minor amendment to Article 3:83 of the Dutch Civil Code, this law regulates that it is no longer possible to exclude the pledging of accounts receivable for financing purposes.

14 October 2024

Protection of staff in relaunch from bankruptcy

A bankruptcy trustee spends much of his time on a possible restart of part of the company. Naturally, his estate has an interest in this. But so does the relaunching party itself.