Corporate Finance & Security

For SMEs and managing directors/shareholders (DGA’s), financing is often crucial to growth, investment and business continuity. For lenders, a sound security structure is essential to manage risk.

We advise and assist both borrowers and financiers in corporate finance transactions and security arrangements, with due regard to the commercial reality as well as the legal position. Our lawyers are involved in financing transactions at every stage: from entering into credit facilities to restructuring and, where necessary, resolution in situations involving payment difficulties.

What we do for you

We assist SMEs, managing directors/shareholders and lenders with, among other things:

Credit and lease agreements

• reviewing and negotiating credit and lease agreements;
• drafting financing documentation and security structures;
• advising on (subordinated) financing, shareholder loans and intercompany financing.

We ensure that agreements are legally enforceable when it matters most.

Security interests

We advise on the creation, restructuring and enforcement of security interests, including:

• pledges and mortgages;
• guarantees, joint and several liability and security provided by managing directors/shareholders;
• (bank)guarantees;
• retention of title and rights of retention;
• priority issues and the ranking of multiple security interests.

Restructuring and risk assessment

• legal advice on refinancing and restructuring;
• analysis of risks for the company, management and financiers.

Problems and disputes

• assistance with the enforcement of security interests, or preventing enforcement where possible;
• advice on termination of credit facilities, suspension of obligations and set-off.

We act for:

• SMEs and managing directors/shareholders;
• mid-sized companies and family-owned businesses;
• lenders, investors and other financiers.

Our approach is pragmatic and practical. We avoid unnecessarily complex structures and focus instead on clear agreements, transparent risk assessment and solutions that work in practice. Feel free to contact us.